Go ahead! Kick the tires.
There is nothing stopping you from buying the vehicle of your dreams!
Independent Federal Credit Union partners with local dealerships to offer you a wide variety of make and models. New or used, Independent will help you get in the driver’s seat fast. By partnering with quality dealers, and financing with Independent; you can shop for your next car, truck, or van with confidence.
Once you find the vehicle of your choice, simply tell your dealer “I want to finance with Independent Federal Credit Union!” We will work directly with your dealer to help you obtain the best rate available* and get you driving off in your new vehicle in no time. Everything will be taken care of through the dealership, making it as easy as possible for you to buy the vehicle of your dreams.
Rates based on Credit Worthiness and subject to change.
Race in to get 1% Cash Back!
1% CASHBACK up to $500 on new purchase vehicles, or refinance from another financial institution* Rates as low as 2.49% apr** for 60 months and NO payments for 60 days
Click Below to apply or call 765-649-9271 to contact a Loan Expert today! This is a LIMITED TIME OFFER! Restrictions apply.
*Offer applies to new IFCU loans only, no refinancing of current IFCU loans. **APR=Annual Percentage Rate. Eligibility for the lowest rate is subject to the ability to repay, creditworthiness, risk score and terms of the loan. Down payment may be required. The value for used vehicles will be determined by NADA. Older make vehicles may not be eligible for longer terms. Membership and credit requirements apply. Rates as of 9-1-2020. Minimum amount is $5000 and the maximum amount is $60,000. The interest rate charged and the annual percentage rate is constant for the life of the loan. Interest accrues from the date of the loan being funded. Limited time offer. Federally insured by NCUA.
Know before you go! Talk to our loan experts about Independent Financing. By working with our Loan Department, you can be prepared and confident when shopping for your next vehicle. If you have already found the car, truck, van, RV, motorcycle or boat of your dreams...then applying is easy.
It’s simple. Choose to apply by visiting us in-branch, applying online or simply asking your dealer for Independent Financing. Independent Financing is your key to Independent ownership.
So, you have done your homework, kicked the tires, run the numbers, and have made the decision to buy. Get started online! Use our simple online application to apply now.
Auto Loan Rates
|Product Type||Term||APR as low as|
|New 2019 – 2020||60 Months||3.50%|
|New 2019 – 2020||66 Months||3.75%|
|New 2019 – 2020||72 Months||4.00%|
|New 2019 – 2020||75 Months||4.25%|
|Used 2016 – 2018||Up to 60 Months||3.50%|
|Used 2016 – 2018||Up to 66 Months||3.75%|
|Used 2016 – 2018||Up to 72 Months||4.00%|
|Used 2015||Up to 60 Months||4.25%|
|Used 2015||Up to 66 Months||4.50%|
|Used 2015||Up to 72 Months||5.00%|
|Used 2014||Up to 60 Months||4.75%|
|Used 2014||Up to 66 Months||5.25%|
|Used 2014||Up to 72 Months||5.75%|
|Used 2013||Up to 48 Months||5.75%|
|Used 2013||Up to 60 Months||6.00%|
|Used 2012||Up to 48 Months||6.00%|
|Used 2012||Up to 60 Months||6.25%|
|Used 2011||Up to 36 Months||6.50%|
|Used 2011||Up to 48 Months||7.25%|
|Used 2010||Up to 36 Months||7.50%|
|Used 2010||Up to 42 Months||7.75%|
|Used 2009||Up to 36 Months||9.00%|
|Used 2008||Up to 36 Months||9.25%|
|Classic Vehicle 20+ Years||60 Months||6.00%|
Loans may qualify for additional discounts based on use of additional services. All Certificate of Deposit Rates are quoted at the highest possible rate with $10,000+ deposit and term. Auto Loan Rates are based on vehicle, and applicants credit worthiness. Mortgage rates vary daily. All rates subject to change. First time mortgage applicants are encouraged to apply here. Follow this link to learn more about Home Equity Line of Credit Loans. Rates effective as of July 2020.
Auto Loan Resources
New and used car prices, specs, pictures, reviews and more. National Appraisal Guides, Inc. is the largest publisher of vehicle pricing, information and tools for new and used cars, classic cars, motorcycles/powersports, boats, recreation vehicles (RVs) and manufactured homes.NADA Guides
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