| Facts | What does Independent Federal Credit Union do with your personal information? |
|---|---|
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
|
| How? | All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Independent Federal Credit Union chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does Independent Federal Credit Union share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes- to offer our products and services to you | Yes | No |
| For joint marketing with financial companies- | Yes | No |
| For our affiliates' everyday business purposes- Information about your transactions and experiences | No | We Don't Share |
| For our affiliates' everyday business purposes- Information about your creditworthiness | No | We Don't Share |
| For our affiliates to market to you | No | We Don't Share |
| For non-affiliates to market to you | No | We Don't Share |
| Who we are | |
|---|---|
| Who is providing this notice? | Independent Federal Credit Union |
| What we do | |
|---|---|
| How does Independent Federal Credit Union protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does Independent Federal Credit Union collect my personal information? | We collect your personal information, for example, when you:
|
| Why can't I limit all sharing? | Federal law gives you the right to limit only:
|
| SMS/Text Messaging Privacy Notice | |
|---|---|
| If you provide Independent Federal Credit Union with your mobile phone number and opt in to receive text messages, you authorize us to send you text messages related to your accounts, services, and member relationship with us. These messages may include account alerts, service notifications, fraud alerts, payment reminders, document follow-ups, appointment reminders, and, where permitted by law and your consent, promotional or marketing messages about products, services, or special offers. | |
| Message frequency may vary based on your account activity, requests, and relationship with Independent Federal Credit Union. Message and data rates may apply depending on your mobile carrier and plan. | |
| You may opt out of text messages at any time by replying STOP to any text message we send. After you opt out, you may receive one final confirmation text confirming that your request has been processed. For help, reply HELP to any message or contact Independent Federal Credit Union at (765) 649-9271 or (800) 284-5233. | |
| By opting in, you represent that you are the authorized user of the mobile number you provide, or that you have permission to receive text messages at that number. Wireless carriers are not responsible for delayed or undelivered messages. | |
| Independent Federal Credit Union does not share mobile phone numbers, text messaging opt-in information, or text messaging consent with third parties or affiliates for their marketing or promotional purposes. All categories of personal information described in this Privacy Policy exclude text messaging originator opt-in data and consent; that information will not be shared with third parties except as necessary to provide the messaging service or as required by law. | |
| Definitions | |
|---|---|
| Affiliates | Companies related by common ownership or control. They can be financial and non-financial companies:
|
| Non-affiliates | Companies not related by common ownership or control. They can be financial and non-financial companies:
|
| Joint marketing | A formal agreement between non-affiliated financial companies that together market financial products or services to you:
|
Questions? Call (765)-649-9271 or (800)-284-5233