Congratulations—You've Officially Made It to The 80th Hole!
Thanks for stopping by Independent Federal Credit Union! We hope your Golf Essentials help you finish your round strong. Whether you're looking for better everyday banking, financing your next vehicle, growing your savings, or simply learning more about your local credit union, we're glad you're here.
Why Choose IFCU?
Local. Member-Owned. Community-Focused.
Since 1946, Independent Federal Credit Union has proudly helped individuals, families, and communities achieve financial freedom through personalized service, trusted financial solutions, and local decision-making. As a not-for-profit, member-owned financial cooperative, we put our members—and the communities we serve—first.
Click HERE to download and read our special 80th Year History Newspaper.
Looking to become an Independent Member? Click HERE to access our Switch Kit and become an Independent Federal Credit Union Member.
Explore Our Services
Checking & Savings - Convenient accounts and digital banking tools designed to fit your everyday life.
Auto Loans - Competitive financing for new and used vehicles, plus refinancing options.
Mortgages & Home Equity - Whether you're buying, building, refinancing, or improving your home, we're here to help.
Personal Loans - Flexible financing solutions for life's unexpected expenses, home improvements, vacations, debt consolidation, and more.
Share Certificates - Looking for a safe way to grow your savings? Share Certificates offer competitive dividend rates and fixed terms to help you reach your financial goals with confidence.
Proudly Serving Central Indiana
Independent Federal Credit Union is proud to serve individuals, families, and businesses throughout: Madison • Delaware • Henry • Hamilton • Hancock Counties
Even when an IFCU branch isn't nearby, members can conveniently access their accounts through Digital Banking, Shared Branching, and thousands of surcharge-free ATMs nationwide. Click HERE to see the locations for our ATM's.
Let's Connect
Megan Helton, Business Development Officer
Have questions about becoming a member, financial services, community partnerships, financial education, or upcoming events? I'd love to connect!
meganh@independentfcu.org
765-649-9271 ext. 1122