| SAVINGS/CHECKING
SAVINGS
Independent Federal Credit Union offers
a variety of savings programs to serve all of your needs.
Regular Share Accounts
$25 must be maintained in your
regular share account to obtain IFCU membership
Christmas Club Savings
save year round for the holiday
gift giving season
IRA (Individual Retirement
Accounts)
no minimum requirements
Share Certificates
3 month, $1,000 minimum
6 month, $1,000 minimum
12 month, $1,000 minimum
18 month, $1,000 minimum
24 month, $1,000 minimum
30 month, $1,000 minimum
36 month, $1,000 minimum
48 month, $1,000 minimum
60 month, $1,000 minimum
Money Market Accounts
$2,000 minimum
FREE CHECKING:
No minimum balance
Also, these services are available
at no cost 24 hours a day / 7 days a week:
No charge at IFCU’s convenient
ATM locations
AUDIO RESPONSE TECHNOLOGIES (ART)
HOME FINANCIAL SERVICES (HFS)
Unlimited check writing
Free debit card
Payroll deduction
A carbonless copy of all checks provides
an instant duplicate for easy reconciliation of monthly
statements. Automatic check and ART transfers are also
available for your convenience.
REWARDS CHECKING:
$5 monthly fee
No minimum balance required
Free debit card
Unlimited check writing
Available 24 hours a day / 7 days a week:
No charge at IFCU’s convenient
ATM locations
AUDIO RESPONSE TECHNOLOGIES (ART)
HOME FINANCIAL SERVICES (HFS)
Payroll deduction
Up to three (3) transfers
per month from savings to checking
*$15
charge for transfers after three (3)
$10,000 Accidental Death & Dismemberment Insurance
Payment Card Protection
ID Network Safety Service
Savers Club Book
Local Connections
Everyday Rebate Rewards
Prescription Advantage
Identity Theft Insurance-$5000
Retirees get two (2) free boxes of checks per year with
direct deposit of pension and/or Social Security
** Interest paid on balances over $2500
Interest compounded monthly based on an average daily
balance
* Up to three (3) free automatic transfers
per month from savings to checking, a $15 fee will be
assessed for each auto transfer after three (3).
** Variable rate, approved by the
Board of Directors of IFCU
Please call our office for
more information : (765)
649-9271
Click here
for rates &/or dividends
*See rates
for additional minimum balances*
A Truth in savings disclosure will be issued at the
time your account is opened.
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