Interest Rates |
| |
Min Amount |
APR1 |
APY1 |
| Regular & Sub Savings |
N/A |
0.45% |
0.45% |
| Rewards Checking* |
$2500 min to earn interest* |
0.35% |
0.35% |
| IRA |
N/A |
1.00% |
1.00% |
| Money Market |
$2000 |
0.75% |
0.75% |
| Money Market |
$10000 to $24999 |
1.00% |
1.00% |
| Money Market |
$25000+ |
1.24% |
1.25% |
* Rewards Checking interest paid on balances over $2500 compounded monthly based on an average daily balance. |
Certificate of Deposit |
| |
Min Amount |
APR1 |
APY1 |
| Three (3) Months |
$1000 |
2.03% |
2.05% |
| Six (6) Months |
$1000 |
2.48% |
2.50% |
| One (1) Year |
$1000 |
2.57% |
2.60% |
| Eighteen (18) Months |
$1000 |
2.62% |
2.65% |
| Two (2) Years |
$1000 |
2.72% |
2.75% |
| Thirty (30) Months |
$1000 |
2.87% |
2.90% |
| Three (3) Years |
$1000 |
3.31% |
3.35% |
| Four (4) Years |
$1000 |
3.50% |
3.55% |
| Five (5) Years |
$1000 |
3.75% |
3.80% |
Loan Rates As Low As |
| New Vehicle |
5.74%,
|
fixed |
| Used Vehicle |
5.99%,
|
fixed |
| 15 Year Mortgage |
6.25%,
|
fixed |
| 20 Year Mortgage |
6.50%,
|
fixed |
| 30 Year Mortgage |
6.63%,
|
fixed |
| 2nd Mortgage |
5.49%,
|
fixed |
| Personal Loans |
10.99%,
|
fixed |
1APR is the Annual Percentage Rate. APY is the Annual Percentage Yield.
All rates are determined by credit
worthiness and subject to change without notice. Approval is subject to the Terms And Conditions of Independent Federal Credit Union.
|
