Loans

If you are applying for a Mortgage or Home Equity Loan click HERE to fill out the on-line application.

When it comes to lending, IFCU’s goal is to help as many members as possible. Rates are assigned consistent with credit history and will be competitive and often lower than elsewhere. We have consistently offered loans at lower rates than most other financial institutions. It pays to compare!

Apply Online or visit a Loan Officer at our full service location to get details and loan rates on almost any kind of Consumer Loan. We can help you get the things you want.

*All loans subject to terms and conditions as set forth by IFCU.*

STANDARD LOANS

Home Mortgages Shared Secured
Titled Vehicle Loan Personal

 


STUDENT LOANS

  

Sallie Mae offers low rates and enhanced benefits on Smart Option Student Loans with three payment options, including Interest Re-payment, Fixed Re-payment and the Deferred Re-payment. Members benefit from no origination or re-payment fees. Students can now get the money they need, and the peace of mind with Smart Option Student Loans! Sallie Mae continues to be the nation's number one education finance option.


TITLED VEHICLE LOAN

IFCU can get you behind the wheel of just about anything you’re wanting to drive. You can use your vehicle loan for:

  • Car
  • Truck
  • Boat
  • Motorcycle
  • RV
  • Other

 


MORTGAGES

Come Home with a Mortgage from Independent! If you are ready to take that step toward your next home, click HERE!

* 5-30 year Conventional Mortgages

* 5-15 year Fixed Home Equities

* HELOCs (10 year draw with 15 year draw) 

* Up to 95% lending with PMI Insurance

* Call Credit Union for more details or click HERE!

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SIGNATURE/PERSONAL LOAN

  • Terms up to five years

Online Application