Loans

If you are applying for a Mortgage or Home Equity Loan click HERE to fill out the on-line application.

When it comes to lending, IFCU’s goal is to help as many members as possible. Rates are assigned consistent with credit history and will be competitive and often lower than elsewhere. We have consistently offered loans at lower rates than most other financial institutions. It pays to compare!

Apply Online or visit a Loan Officer at our full service location to get details and loan rates on almost any kind of Consumer Loan. We can help you get the things you want.

*All loans subject to terms and conditions as set forth by IFCU.*

STANDARD LOANS

Home Mortgages Shared Secured
Titled Vehicle Loan Personal

 


STUDENT LOANS

  

Sallie Mae offers low rates and enhanced benefits on Smart Option Student Loans with three payment options, including Interest Re-payment, Fixed Re-payment and the Deferred Re-payment. Members benefit from no origination or re-payment fees. Students can now get the money they need, and the peace of mind with Smart Option Student Loans! Sallie Mae continues to be the nation's number one education finance option.


TITLED VEHICLE LOAN

There is nothing stopping you from buying the vehicle of your dreams! Independent Federal Credit Union has partnered with local dealerships to offer you a wide variety of make and models within the line of vehicles you prefer. By partnering with these quality dealers, and by financing the vehicle with Independent, you can shop for your next car, truck or van in confidence.

 

You can experience the convenience of local, one-stop-shopping! After you discover the vehicle of choice; simply make the request to your dealer to finance with Independent Federal Credit Union; and you will be driving off in your new vehicle in no time. Everything will be taken care of through the dealerships, making it as easy as possible for you to own that next vehicle.

 

Go ahead! Go car shopping! The following is a list that includes our current Local Dealer Partnerships.

 

Ed Martin Chevrolet, Chrysler, Nissan, Toyota

Ford Autoworld

Fred Devoe Chevrolet

Myers Autoworld

Sam Pierce Chevrolet

Tom Wood Honda

 

Other nearby dealers include:

American Chevrolet in Muncie

Kia of Muncie

Stoops Automotive Group in Muncie

Toyota of Muncie

 

We want to help you be as prepared as possible to shop for that next vehicle, so don't forget to check out Member Resources for a convenient link to NADA. You can check the value of your current vehicle, or get an idea of what your new car might cost. If you have any questions, contact the experts in our loan department at 765-649-9271.

 

 

 


MORTGAGES

Come Home with a Mortgage from Independent! If you are ready to take that step toward your next home, click HERE!

* 5-30 year Conventional Mortgages

* 5-15 year Fixed Home Equities

* HELOCs (10 year draw with 15 year draw) 

* Up to 95% lending with PMI Insurance

* Call Credit Union for more details or click HERE!

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SIGNATURE/PERSONAL LOAN

  • Terms up to five years

Online Application