INTERNET PRIVACY POLICY AND SECURITY

Independent Federal Credit Union values the importance of privacy and security expected by its members. IFCU takes seriously the confidentiality of your personal and financial information whether it be at one of our offices, over the phone, or through our internet web site.

Independent Federal Credit Union will not sell or share their list of credit union members to firms or companies for their independent use. We do not disclose any nonpublic personal information about our members and former members to anyone, except as permitted by law.

Independent Federal Credit Union may collect and retain nonpublic personal information about you from the following sources:

· Information received from you on applications or other documents.
· Information about your transactions with us.
· Information we receive from a consumer reporting agency, such as "your                  creditworthiness and credit history".

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.