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LOANS

When it comes to lending, IFCU’s goal is to help as many members as possible. Rates are assigned consistent with credit history and will almost always be lower than elsewhere. We have consistently offered loans at lower rates than most other financial institutions. It pays to compare!

Apply Online or visit a Loan Officer at any of our three full service locations to get details and loan rates on almost any kind of Consumer Loan. We can help you get the things you want.

*All loans subject to terms and conditions as set forth by IFCU.*

STANDARD LOANS

  • Home Mortgages
  • Shared Secured
  • Titled Vehicle Loan
  • Personal

  • Online Application

    TITLED VEHICLE LOAN

    IFCU can get you behind the wheel of just about anything you’re wanting to drive. You can use your vehicle loan for:

    • Car • Truck • Boat
    • Van • Jet Ski • Motorcycle
    • Dirt Bike • Sailboat • RV
    • Go-Kart • SUV • ATV
    • Utility trailer • Lawn Mower

    Online Application

    HOME EQUITY LINE OF CREDIT

    A Home Equity Line of Credit with Independent Federal’s VISA Gold Card gives you a low interest rate with the convenience of a charge card. There are no checks to keep track of, just your VISA Gold Home Equity Card. Home equities are not limited to just home repairs or bill consolidations, but can open the doors to a number of purchases. You can use your Home Equity funds for: - New car - College tuition - New home -Shopping spree - Family fun/Vacation - Home additions - Medical bills - Home computer-Entertainment...and just about anything else you can think of!

    There are many benefits associated with IFCU’s Home Equity Line of Credit:
    • Funds can be available all at once
    • Use funds as needed over a 10 year draw period
    • Low monthly payments
    • 15 year repayment period
    • Automatic monthly payment
    • Competitive interest rate
    • No annual fee, no transaction fee, no cash advance fee
    • No prepayment penalty
    • Payment protection option

    Online Application


    MORTGAGES

    • First Mortgages available from 15 to 30 years
    • Construction Loans
    • Fixed rate Home Equity Loans up to 90% from 5 to 15 years.

    Online Application

    For 100% Financing or Rental Property Loans CLICK HERE (this link will take you to another website.)


    SIGNATURE LOAN

    • Terms up to five years

    Online Application



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