Privacy Policy

FACTS

WHAT DOES INDEPENDENT FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores
When you are no longer our member, we continue to share your information as described in this notice.
How? All financial companies need to share membersí personal information to run their everyday business. In the section below, we list the reasons financial companies can share their membersí personal information; the reasons Independent Federal Credit Union chooses to share; and whether you can limit this sharing.

     
Reasons we can share your personal information Does Independent Federal Credit Union share? Can you limit this sharing?

For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes No
For our marketing purposes- to offer our products and services to you Yes No
For joint marketing with financial companies- Yes No
For our affiliatesí everyday business purposes- Information about your transactions and experiences No We Donít Share
For our affiliatesí everyday business purposes- Information about your creditworthiness No We Donít Share
For our affiliates to market to you No We Donít Share
For non-affiliates to market to you No We Donít Share
   
Who we are
Who is providing this notice? Independent Federal Credit Union
What we do
How does Independent Federal Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Independent Federal Credit Union collect my personal information? We collect your personal information, for example, when you
  • Open an account or make deposits or withdrawals from your account.
  • Pay your bills or apply for a loan.
  • Use your credit or debit card.
We also collect your personal information from others, such as credit bureaus.
Why canít I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliatesí everyday business purposes-information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
   
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
  • Independent Federal Credit Union has no affiliates.
Non-affiliates Companies not related by common ownership or control. They can be
financial and non-financial companies.
  • Independent Federal Credit Union does not share with non-affiliates so they can market to you.
Joint marketing A formal agreement between non-affiliated financial companies that
together market financial products or services to you.
  • Our joint marketing partners include categories of companies, such as financial service providers and insurance companies.
   
Questions? Call (765)-649-9271 or (800)-284-5233 or go to www.independentfcu.org